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Financing

5 articles in Financing. Search within this category, or browse every guide on the blog index.

5 articles
The Fed Just Raised Rates. Here's How to Get a Used-Car Loan That Doesn't Eat Your Deal Financing The Fed Just Raised Rates. Here's How to Get a Used-Car Loan That Doesn't Eat Your Deal The Fed's September hike was a quarter point. The gap between credit tiers is more than 15 points. Here's how to shop your used-car loan so the rate doesn't erase a good price. October 2026 · 10 min read One in Four New-Car Loans Now Runs 84 Months. The Payment Looks Fine. The Math Doesn't Financing One in Four New-Car Loans Now Runs 84 Months. The Payment Looks Fine. The Math Doesn't Record shares of buyers are stretching to 84 months and $1,000 payments. On an average used-car loan, going from 48 to 84 months adds about $5,800 in interest. Here's the better play. October 2026 · 10 min read Lease-End Buyout Math in 2026: Residual vs. Market, Fees, Wear Charges, and When to Buy vs. Walk Financing Lease-End Buyout Math in 2026: Residual vs. Market, Fees, Wear Charges, and When to Buy vs. Walk Your lease residual is a contract number—not today’s market. Compare payoff, fees, wear charges, and tax to local comparables before you buy or walk. September 2026 · 11 min read 3 in 10 Trade-Ins Are Underwater Right Now. Here's How You Never Become One Financing 3 in 10 Trade-Ins Are Underwater Right Now. Here's How You Never Become One The average underwater trade-in owes $7,183 more than the car is worth — a record. That debt was manufactured on purchase day. Here’s how not to buy it. CarmaDeal Research · July 2026 · 7 min read Lease vs Buy vs Subscribe: Which Way to Get a Used Car Actually Saves You Money in 2026 Financing Lease vs Buy vs Subscribe: Which Way to Get a Used Car Actually Saves You Money in 2026 Loan, lease, or all-inclusive subscription? The 36-month math on a $25,000 used car — and the equity twist that flips the winner. July 2026 · 7 min read
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